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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Gabrielle Devroy
I’ll be with you every step of the way
Hi, my name is Gabrielle! Born and raised in Grand Haven, MI, my husband, Anthony, and I are raising our family here. We love living along the lakeshore, spending time downtown at community events, boating with our family and exploring around the mitten.
As a loan officer at America’s #1 Retail Mortgage Lender, I’m passionate about helping individuals purchase real estate. Homeownership is a wonderful financial goal, and it’s more achievable than some might think! With the right team at your side, it is possible to move out of that rental, purchase the investment property, or finally get that second vacation home you’ve been eyeing on the lake.
A solid team goes beyond an educated and creative loan officer. It also includes real estate agents, title experts, appraisers, and the list goes on. Working with a professional who has a network of experts to refer to you is imperative for a smooth transaction. I would love to help create the perfect team for you and your goals. I look forward to connecting with you!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.