Articles
What Is a DSCR Loan?
Find out how the DSCR loan can be the perfect non-qm mortgage loan for real estate investors. Learn how to calculate DSCR ratio and program pros and cons.
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How to Get a Mortgage with a 1099
Millions of Americans identify themselves as self-employed. Those individuals, who include independent contractors, seasonal workers, vendors, freelancers, gig workers, and individuals who complete side jobs, often have difficulties securing a traditional mortgage.
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What Is a Second Mortgage?
Explore how a second mortgage taps into your home equity, its benefits, and potential drawbacks. Find out if this financing solution suits your needs.
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What Is a Loan Level Price Adjustment?
A loan-level pricing adjustment (LLPA) is a risk-based fee for mortgage borrowers using a conventional mortgage. Learn how they can affect your mortgage rate.
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What Is a Mortgage?
Unlock the door to homeownership with our comprehensive mortgage guide. Learn what a mortgage is, the key terms, loan types, and expert repayment strategies.
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What Is Loan-to-Value (LTV) Ratio?
Loan-to-value ratio (LTV) is the percentage of how much your home is worth compared to what you owe. Learn how to calculate it and why it is important.
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What Is a Home Appraisal?
Learn what a home appraisal is, how it works, and what factors impact the value of your property. Get insights on preparing for a home appraisal today.
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What Is Down Payment Assistance?
Down payment assistance can help you buy a home with little or no money down. Find out if you're eligible for DPA and learn about different programs available.
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What Is a Closed-End Second Mortgage?
A closed-end second mortgage gives you access to a lump sum of your home equity without refinancing. Learn how this loan works and its benefits. Contact us now!
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What Is a Cash-Out Refinance?
Unlock your home's equity with a cash-out refinance loan. Get funds for renovations or debt consolidation. Learn how it works and if it's right for you.
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