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31351 Rancho Viejo Road, Suite 204 & 205 San Juan Capistrano, CA 92675 Mobile (909) 223-8566 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Cory Dressel
- Originating Branch Manager
- San Juan Capistrano, CA Mortgage Loan Officer
- NMLS #213430
I’ll be with you every step of the way
Hi, I’m Cory, and my business is built on the foundation of family, friends, faith, and hard work. With over 17 years of experience in the mortgage industry, I’ve helped hundreds of families across the country achieve homeownership. You can expect clear communication, honesty, and fast closings when you work with me. My goal is to be your home financing partner for life.
At our Ontario, CA branch, I’m responsible for loan origination, maintaining relationships, and overseeing branch operations. Whether you’re a first-time homebuyer, a current homeowner, or a savvy investor, I’m here to help guide you through the process. With the extensive loan programs and competitive rates offered by America’s #1 Retail Mortgage Lender, we’ll find the right solution for your home financing goals.
I look forward to working with you and showing you how smooth the home loan process can be.
Cory’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.