Team Evans
We’ll be with you every step of the way
-
8885 Rio San Diego Drive, Suite 370
San Diego, CA 92108 Branch NMLS #1962701 Phone 619.723.7289 [email protected]
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Contact
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Testimonials
Meet our team
Team Leader
Scott Evans
- Executive Vice President
- NMLS #256163
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 619.723.7289
- tel 619.723.7289
Justin Clark
- Sales Manager/Outside Loan Originator
- NMLS #373209
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 619.318.0253
- tel 858.355.9107
- fax 858.355.9107
Sergio Vargas
- Mortgage Advisor
- NMLS #985559
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 760.580.5203
- tel 858.355.9114
- fax 858.355.9114
Roman Tanjuakio
- Mortgage Advisor
- NMLS #1225755
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 916.690.0196
- tel 858.355.9161
- fax 858.355.9161
Ross Staback
- Originating Branch Manager
- NMLS #1500864
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 619.807.3033
- tel 858.355.9124
- fax 858.355.9124
Nathan Mukhtar
- Mortgage Advisor
- NMLS #1988238
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 408.316.0967
- tel 619.369.8220
- fax 858.355.9196
Dustin Chancellor-Maddison
- Mortgage Advisor
- NMLS #2260917
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 760.420.0887
Michael Tagulao
- Mortgage Advisor
- NMLS #2808679
- 8885 Rio San Diego Drive
- Suite 370
- San Diego, CA 92108
- [email protected]
- mobile 619.261.9670
- tel 858.252.1410
- fax 858.252.1410
Our support staff
Jacob Lowery
Senior Mortgage Consultant
Daniel Ortiz
Business Development Manager
Gerald Bitara
Business Development Specialist
Annalisa Piantedosi
Business Development Specialist
Jamie Rhea
Processing ManagerSteve O’Brien
Business Development Specialist
Bri Ojeda
Senior Loan Processor
Anita Rodriguez
Branch Closing Coordinator
Melissa Lopez Casanova
Business Development Specialist
Gary Jackson
Business Development SpecialistMy social posts
Join us for local or online event
Just List. Just Sell. Just Win.
Wednesday, April 29, 2026 | 11:45 AM 800 West Olympic Boulevard, #A135, Los Angeles, CA 90015 List More Homes and Convert More Renters Into Homeowners
Are you ready to list more property in 2026?
Are you ready to convert more renters into homeowners?
The Scott Evans Team is proud to announce the launch of its newest value proposition, designed and tested to convert more homeowners into sellers and renters into buyers.
This tool and its technology allow agents to ask 5 simple questions to both homeowners and renters, giving immediate results on how cost effective it is to sell and upgrade or to purchase over renting.
Join Scott Evans, the #1 Mortgage Originator in the State of California, as he shares these new strategies with real estate agents to sell more homes.
Topics:
- Convert Database, Prospecting Calls and Conversations to Listings
- Bridge Your Sellers From Existing to New
- Get the Listing Compensation Deserved
Seating begins at 11:45AM!
Signature Lunch will be provided for all guests
Just List. Just Sell. Just Win.
Thursday, April 30, 2026 | 11:45 AM Brigantine – La Mesa, 9350 Fuerte Drive, La Mesa, CA 91941 List More Homes and Convert More Renters Into Homeowners
Are you ready to list more property in 2026?
Are you ready to convert more renters into homeowners?
The Scott Evans Team is proud to announce the launch of its newest value proposition, designed and tested to convert more homeowners into sellers and renters into buyers.
This tool and its technology allow agents to ask 5 simple questions to both homeowners and renters, giving immediate results on how cost effective it is to sell and upgrade or to purchase over renting.
Join Scott Evans, the #1 Mortgage Originator in the State of California, as he shares these new strategies with real estate agents to sell more homes.
Topics:
- Convert Database, Prospecting Calls and Conversations to Listings
- Bridge Your Sellers From Existing to New
- Get the Listing Compensation Deserved
Seating begins at 11:45AM!
Just List. Just Sell. Just Win.
Tuesday, May 19, 2026 | 11:45 AM Spin A Yarn Steakhouse, 45915 Warm Springs Boulevard, Fremont, CA 94539 List More Homes and Convert More Renters Into Homeowners
Are you ready to list more property in 2026?
Are you ready to convert more renters into homeowners?
The Scott Evans Team is proud to announce the launch of its newest value proposition, designed and tested to convert more homeowners into sellers and renters into buyers.
This tool and its technology allow agents to ask 5 simple questions to both homeowners and renters, giving immediate results on how cost effective it is to sell and upgrade or to purchase over renting.
Join Scott Evans, the #1 Mortgage Originator in the State of California, as he shares these new strategies with real estate agents to sell more homes.
Topics:
- Convert Database, Prospecting Calls and Conversations to Listings
- Bridge Your Sellers From Existing to New
- Get the Listing Compensation Deserved
Seating begins at 11:45AM!
Lunch will be provided for all guests
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.