The Streamline Team
Your Future Our Focus
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- Purchase
- Refinance
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Meet our team
Damon Blackwell
- Mortgage Loan Originator
- NMLS #1812775
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 214-205-4629
- tel 775-350-1885
Diane Holbrook
- Senior Loan Officer
- NMLS #2002941
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 775-552-5278
Dolly Alexander
- Branch Manager – Mortgage Loan Originator
- NMLS #692255
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-423-0423
- tel 702-805-6134
- fax 702-805-6134
Donna Duvall
- Loan Officer
- NMLS #611758
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-768-3891
Elizabeth Sumi
- Vice President of Lending
- NMLS #1022353
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-300-4657
Jennifer Nicholas
- Mortgage Loan Originator
- NMLS #959171
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-715-0819
- tel 775-350-1696
Julie Jolivet
- Mortgage Loan Originator
- NMLS #1116139
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-493-4442
Leroy Longsworth
- Mortgage Loan Originator
- NMLS #921769
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 925-980-4236
- tel 775-350-1694
Luis Toro Cardenas
- Mortgage Loan Originator
- NMLS #2097021
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-330-7746
Maureen Polster
- Mortgage Loan Originator
- NMLS #2034454
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 312-590-0000
- tel 775-350-1698
Paul Tschernia
- SVP of Affinity Lending, Western Region
- NMLS #378835
- 1776 W Horizon Ridge Pkwy.
- Suite 100
- Henderson, NV 89012
- [email protected]
- mobile 702-524-2545
- tel 775-350-1895
Daniel Cerruto Jacobs
- Inside Loan Originator
- NMLS #983876
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 530-774-8962
Dave Lewis
- Inside Loan Originator
- NMLS #1881569
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-588-8892
- tel 775-350-1669
Elizabeth Lewis
- Inside Loan Originator
- NMLS #1324730
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-569-9187
- tel 775-350-1369
Kathleen Spicuzza
- Inside Loan Originator
- NMLS #865895
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-808-7493
- tel 775-350-1687
Maggie Cassara
- Inside Loan Originator
- NMLS #1358318
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-755-4745
- tel 775-350-1695
Stephanie Clark
- Originating Branch Manager
- NMLS #1195894
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-418-7960
- tel 702-444-2269
- fax 702-444-2269
Steven Davidson
- Loan Officer
- NMLS #1339584
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-275-6817
Valerie Carey
- Mortgage Loan Advisor
- NMLS #373801
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-378-4270
- tel 775-350-1894
Vasily Pletnev
- Inside Loan Originator
- NMLS #1871977
- 3030 S. Durango Drive
- Suite B
- Las Vegas, NV 89117
- [email protected]
- mobile 702-750-7799
- tel 775-350-1883
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.