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Your Edinburg, Texas mortgage experts

  • 2957 Regency Drive Edinburg, TX 78539 Branch NMLS #1931602 Phone (956) 867-4745
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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When to Refinance a Mortgage

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Hernan’s testimonials

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Meet our team

Hernan Mireles Photo
Branch Leader

Hernan Mireles

  • Originating Branch Manager
  • NMLS #1466298
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Jerry Gonzalez Photo

Jerry Gonzalez

  • Sales Manager
  • NMLS #513488
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Lluvianna Leal Photo

Lluvianna Leal

  • Sr. Loan Officer
  • NMLS #1719459
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Manny De Leon Jr. Photo

Manny De Leon Jr.

  • Sr. Loan Officer
  • NMLS #1885030
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Aaron Garza Photo

Aaron Garza

  • Sr. Loan Officer
  • NMLS #1897933
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Daniel Gonzalez II Photo

Daniel Gonzalez II

  • Sr. Loan Officer
  • NMLS #2153803
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Juliana Weintraub Photo

Juliana Weintraub

  • Sr. Loan Officer
  • NMLS #2077369
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
David Arce Photo

David Arce

  • Sr. Loan Officer
  • NMLS #2362741
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Danny Ramos Photo

Danny Ramos

  • Sr. Loan Officer
  • NMLS #1607217
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Xavier Martinez Photo

Xavier Martinez

  • Sr. Loan Officer
  • NMLS #2242756
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Richie Arrioja Photo

Richie Arrioja

  • Sr. Loan Officer
  • NMLS #1941663
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Brenda Hernandez Photo

Brenda Hernandez

  • Sr. Loan Officer
  • NMLS #2443057
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Isaac Serna Photo

Isaac Serna

  • Sr. Loan Officer
  • NMLS #2048750
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Kenneth Hammonds Photo

Kenneth Hammonds

  • Originating Branch Manager
  • NMLS #239595
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Connie Elizondo Photo

Connie Elizondo

  • Sr. Loan Officer
  • NMLS #280200
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Monica Hernandez Photo

Monica Hernandez

  • Sr. Loan Officer
  • NMLS #314455
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Edwin Cisneros Photo

Edwin Cisneros

  • Sr. Loan Officer
  • NMLS #2549722
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Luis Trevino Photo

Luis Trevino

  • Senior Loan Officer
  • NMLS #2639460
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Romeo Flores Photo

Romeo Flores

  • Senior Loan Officer
  • NMLS #2438846
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Jose Maldonado Photo

Jose Maldonado

  • Senior Loan Officer
  • NMLS #2523381
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website

Our support staff

Samantha Kittelson

Samantha Kittelson

Jr. Loan Processor, Team Lead
Robyn Applebaum

Robyn Applebaum

Senior Loan Processor
Dianaliz Hernandez

Dianaliz Hernandez

Loan Officer Assistant
Jaime Mireles

Jaime Mireles

Loan Officer Assistant – Team Lead
Adriana Hinojosa

Adriana Hinojosa

Sales Assistant
Victor Chavez

Victor Chavez

Branch Business Development Specialist
Sydney Gomez

Sydney Gomez

Sales Assistant
Joey Garza

Joey Garza

Loan Officer Assistant
Mando Rangel Jr

Mando Rangel Jr

Licensed Loan Assistant
Carrie Hall

Carrie Hall

Loan Officer Assistant
Joshua Rico

Joshua Rico

Loan Officer Assistant
Elda Garcia

Elda Garcia

Sales Assistant
Cynthia Parra

Cynthia Parra

Loan Processor

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    Learn more
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