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Zak Raffel

Loan Officer

Zak Raffel Team

NMLS #1470292

102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645
tel Phone
(201) 746-6777
cellphone Cell phone
(914) 419-5638
fax Fax
201-591-7965

Awards

About Zak

It is a privilege to work with my clients and help them buy their home while delivering a world class experience they deserve. Since there is so much that goes into buying a home, my top priority is to educate and explain every aspect of your mortgage and ensure that you become a customer for life.

Finding the best loan product to suit your needs at the best rate possible is a given. It is the intangibles, the client customer care that makes the difference when working with me.

When I am not working, you will find me with my wife and two young boys, cherishing every moment I have with them.

Thank you for taking a moment out of your day to read this and learn a little bit about me.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Quick Contact Form

Send me a message below or give me a call at (201) 746-6777

Recent Posts and Articles

Blog

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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