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1314 Edwin Miller Blvd, Suite 200 Office 2 Martinsburg, WV 25404 Mobile (304) 283-2467 [email protected]
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- monday: 7:00AM – 9:00PM
- tuesday: 7:00AM – 9:00PM
- wednesday: 7:00AM – 9:00PM
- thursday: 7:00AM – 9:00PM
- friday: 7:00AM – 9:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 1:00AM – 5:00PM
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- Construction Loan
- Purchase
- Refinance
- Renovation Loan
- Reverse Mortgage
Peter Corum
- Originating Branch Manager
- Martinsburg, WV Mortgage Loan Officer
- NMLS #189214
I’ll be with you every step of the way
Hi, my name is Peter. I’m a dedicated mortgage professional committed to helping people reach their financial goals through my expertise and entrepreneurial spirit. I have a deep commitment to my community, which is reflected in my service with numerous nonprofit and civic organizations that promote health and wellness, workforce development, and affordable housing.
I have actively participated in major economic trends over the past few decades. My experience includes navigating the deregulation of financial markets at the Federal Reserve Bank of Richmond, contributing to the technological and digital revolution as a partner in West Virginia’s largest internet company, and serving as a branch manager passionate about addressing home affordability at America’s #1 Retail Mortgage Lender.
For clients who value financial expertise and community focus, I would love to be your trusted partner. My unique blend of skills and dedication ensures you’ll feel supported every step of the way, making a positive impact on your journey.
Peter’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.