Skip to content

Your Salem, Oregon home loan experts

We’ll be with you every step of the way

  • 1665 Liberty Street SE, Suite 200 Salem, OR 97302 Branch NMLS #2515238
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

View All

Property Tax Appeal: Step-by-Step Guide

Learn More
Woman sitting on couch reviewing bills and phone while budgeting for an emergency fund at home.

How Much Should an Emergency Fund Be?

Learn More
Smiling older woman reading about reverse mortgage loan options on her phone.

How Does a Reverse Mortgage Work?

Learn More
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Testimonials

Leave a Review See more testimonials

Meet our team

Derek Bickel Photo
Branch Leader

Derek Bickel

  • Regional Vice President
  • NMLS #403845
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Michael Burdick Photo

Michael Burdick

  • Loan Officer
  • NMLS #681680
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Ryan Fraker Photo

Ryan Fraker

  • Loan Officer
  • NMLS #2075049
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Barbara Hart Photo

Barbara Hart

  • Senior Loan Advisor
  • NMLS #331462
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Kiara Barbarette Photo

Kiara Barbarette

  • Loan Advisor
  • NMLS #2554767
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Zack Smith Photo

Zack Smith

  • Loan Officer
  • NMLS #1031497
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Ren Gates Photo

Ren Gates

  • Loan Officer
  • NMLS #2275487
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Katie Pelchar Photo

Katie Pelchar

  • Originating Branch Manager
  • NMLS #1588514
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Alan Bell Photo

Alan Bell

  • Loan Officer
  • NMLS #2113486
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website
Kevin Peters Photo

Kevin Peters

  • Sales Manager
  • NMLS #1904247
  • 1665 Liberty Street SE
  • Suite 200
  • Salem, OR 97302
Apply Now Visit My Website

Our support staff

Kaleb Pool

Kaleb Pool

Loan Officer Assistant

My social posts

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    Learn more
Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated, artificial, or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.