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Select a loan officer to follow up with your application.

Once complete, your dedicated mortgage professional will be in touch to provide guidance, answer questions and help you through each step in the home financing process.

Jerry Gonzalez Headshot.

Jerry Gonzalez

VP of Sales

Edinburg, TX

Hernan Mireles Headshot.

Hernan Mireles

Regional Manager

Edinburg, TX

Manny De Leon Jr. Headshot.

Manny De Leon Jr.

Sr. Loan Officer

Edinburg, TX

Juliana Weintraub Headshot.

Juliana Weintraub

Sr. Loan Officer

Edinburg, TX

Xavier Martinez Headshot.

Xavier Martinez

Sr. Loan Officer

Edinburg, TX

Brenda Hernandez Headshot.

Brenda Hernandez

Sr. Loan Officer

Edinburg, TX

Edwin Cisneros Headshot.

Edwin Cisneros

Sr. Loan Officer

Edinburg, TX

Adrian Lopez Headshot.

Adrian Lopez

Loan Officer

Edinburg, TX

Julio Salinas Headshot.

Julio Salinas

Loan Officer

Edinburg, TX

Tom Bruce Headshot.

Tom Bruce

Originating Sales Manager

Edinburg, TX

Arlene Ramos Headshot.

Arlene Ramos

Loan Officer

Edinburg, TX

Stephan Sanchez Headshot.

Stephan Sanchez

Loan Officer

Edinburg, TX

Elda Garcia Headshot.

Elda Garcia

Loan Officer

Edinburg, TX

Crystal Kelly Headshot.

Crystal Kelly

Sales Manager/Outside Loan Originator

Edinburg, TX

Seth Bruce Headshot.

Seth Bruce

Loan Officer

Edinburg, TX

Continue to application

Your Edinburg, Texas home loan experts

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

Apply Now Meet the Team
Better Business Bureau Award Scotsman Guide Top Workplaces 2026 2025 Scotsman Guide Top Mortgage Lenders Award 2025 The Plain Dealer Top Workplaces Award

How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A daughter hugging her mother while she is researching mortgage opportunities in their home.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

Get Pre-approved

Inspiration for your home loan journey

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

Learn More
Young couple holding hands while walking in front of a home, representing today's first-time homebuyers.

First-Time Homebuyer Statistics: Why the Average Buyer Is 40

Learn More
Couple sits down with mortgage loan officer to calculate how much it would cost for them to refinance.

How Much Does It Cost to Refinance a Mortgage?

Learn More

It’s your time to buy.

Homebuying is always in season. You may be thinking of a first home. Or it could be time for a vacation home or investment property. Start now with a pre-approval and you’ll be ready to buy when you see what you want. No matter the home, we’ve got the loan.

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Meet our team

Hernan Mireles Photo
Branch Leader

Hernan Mireles

  • Regional Manager
  • NMLS #1466298
  • NAHREP top 250 logo
  • 2025 Scotsman Guide Top Emerging Stars Award
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Jerry Gonzalez Photo

Jerry Gonzalez

  • VP of Sales
  • NMLS #513488
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Manny De Leon Jr. Photo

Manny De Leon Jr.

  • Sr. Loan Officer
  • NMLS #1885030
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Juliana Weintraub Photo

Juliana Weintraub

  • Sr. Loan Officer
  • NMLS #2077369
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Xavier Martinez Photo

Xavier Martinez

  • Sr. Loan Officer
  • NMLS #2242756
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Brenda Hernandez Photo

Brenda Hernandez

  • Sr. Loan Officer
  • NMLS #2443057
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Edwin Cisneros Photo

Edwin Cisneros

  • Sr. Loan Officer
  • NMLS #2549722
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Adrian Lopez Photo

Adrian Lopez

  • Loan Officer
  • NMLS #2653044
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Julio Salinas Photo

Julio Salinas

  • Loan Officer
  • NMLS #1924286
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Tom Bruce Photo

Tom Bruce

  • Originating Sales Manager
  • NMLS #1647303
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Arlene Ramos Photo

Arlene Ramos

  • Loan Officer
  • NMLS #2159249
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Stephan Sanchez Photo

Stephan Sanchez

  • Loan Officer
  • NMLS #2681139
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Elda Garcia Photo

Elda Garcia

  • Loan Officer
  • NMLS #2517077
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Crystal Kelly Photo

Crystal Kelly

  • Sales Manager/Outside Loan Originator
  • NMLS #1838328
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website
Seth Bruce Photo

Seth Bruce

  • Loan Officer
  • NMLS #2767685
  • 2957 Regency Drive
  • Edinburg, TX 78539
Apply Now Visit My Website

Our support staff

Isaac Serna

Isaac Serna

Loan Officer Assistant
Dianaliz Hernandez

Dianaliz Hernandez

Loan Officer Assistant
Jaime Mireles

Jaime Mireles

Branch Operations Manager
Adriana Hinojosa

Adriana Hinojosa

Loan Officer Assistant
Victor Chavez

Victor Chavez

Branch Business Development Specialist
Sydney Gomez

Sydney Gomez

Loan Officer Assistant
Joey Garza

Joey Garza

Loan Officer Assistant
Mando Rangel Jr

Mando Rangel Jr

Licensed Loan Assistant
Lorena Uvalle

Lorena Uvalle

Loan Processor Assistant
Sarah Tantan

Sarah Tantan

Jr. Processor
Dominique Caldwell

Dominique Caldwell

Loan Processor
Natalie Ruiz

Natalie Ruiz

Loan Officer Assistant
Jammie Chambers

Jammie Chambers

Loan Processor
Nicole Delos Santos

Nicole Delos Santos

Jr. Processor
Joshua Netro

Joshua Netro

Loan Officer

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    Learn more
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