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Current Situation: A Mortgage Guy’s Top 5 Takeaways

Like many of you, I have taken time to reflect during these very unusual circumstances. This has given me the opportunity to see a few things more clearly. Specifically, these five financial lessons that have been reinforced by recent events.


I Planned to Buy a Home, Then Everything Hit the Fan! What Do I Do?

Loan officers and real estate agents are getting this question a lot right now. But I think we need to be asking you a different question. How motivated are you? Don’t second guess! Here are a few reasons to consider when deciding on whether to move forward with buying a home.


That Dreaded Mortgage Insurance, Truths & Myths

PMI allows you to purchase with a lower down payment. This insurance policy helps cover the lender’s losses in case you default. I’m here to clear up any confusion about this topic and reveal some of the truths & myths of Private Mortgage Insurance.


Seller's Concessions

Think you're completely covered for your mortgage? Don't forget about closing costs! Seller's concessions can help lighten their load.


I’m a Homeowner Can’t I Catch a Break

Luckily for homeowners, the government rewards those who have borrowed money toward the purchase or refinance of a home, and they are willing to refund you. I am here to help remind you of some sizeable deductions.


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