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Your Cleveland, Ohio mortgage experts

  • 2160 Superior Avenue Cleveland, OH 44114 Branch NMLS #3029
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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When to Refinance a Mortgage

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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Meet our team

Frank Cimperman Photo
Branch Leader

Frank Cimperman

  • Originating Branch Manager
  • NMLS #194237
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Cheryl Skinner Photo

Cheryl Skinner

  • Senior Loan Officer/ Certified Divorce Lending Professional
  • NMLS #939547
  • 2160 Superior Avenue
  • Cleveland, OH 44114
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Alex Gonzalez Photo

Alex Gonzalez

  • Loan Officer
  • NMLS #2069094
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Garrett Silva Photo

Garrett Silva

  • Originating Branch Manager
  • NMLS #900500
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Nick Phillips Photo

Nick Phillips

  • VP Of Mortgage Banking
  • NMLS #210356
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Alan Luber Photo

Alan Luber

  • VP Of Mortgage Banking
  • NMLS #86682
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Theresa Owca Photo

Theresa Owca

  • Business Development Manager
  • NMLS #1115620
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Leo Gocemen Photo

Leo Gocemen

  • Senior Loan Officer
  • NMLS #186151
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Niki Kafantaris Photo

Niki Kafantaris

  • Loan Officer
  • NMLS #2349933
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Brady Davis Photo

Brady Davis

  • Loan Officer
  • NMLS #2475604
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Jonathan Youssefi Photo

Jonathan Youssefi

  • Inside Loan Originator
  • NMLS #2580791
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Daniel Cormier Photo

Daniel Cormier

  • Senior Loan Officer
  • NMLS #1075216
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
John Gambrel Photo

John Gambrel

  • Inside Loan Originator
  • NMLS #2268146
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Dustin Vanderkolk Photo

Dustin Vanderkolk

  • Senior Loan Officer
  • NMLS #1979132
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website
Colin Landies Photo

Colin Landies

  • Inside Loan Originator
  • NMLS #1992575
  • 2160 Superior Avenue
  • Cleveland, OH 44114
Apply Now Visit My Website

Our support staff

Theresa Mills

Theresa Mills

Senior Loan Processor
Charles Loesch

Charles Loesch

Loan Officer Assistant
Selena Anderson

Selena Anderson

Loan Officer Assistant
Melissa Jones

Melissa Jones

Loan Processing Manager
Stephanie Peicu

Stephanie Peicu

Loan Processor
Jessica Ponce

Jessica Ponce

Branch Business Development Associate
Veronica Ortiz

Veronica Ortiz

Loan Officer Assistant
Kevin Shaver

Kevin Shaver

Loan Officer Assistant
Kim Whitlock

Kim Whitlock

Loan Processor
Christy Scruggs

Christy Scruggs

Loan Processor
Keyon Patterson

Keyon Patterson

Loan Officer Assistant
Stephanie Smith

Stephanie Smith

Loan Processor
Jake Skoog

Jake Skoog

Loan Officer Assistant
Adam Atkins

Adam Atkins

Loan Officer Assistant
Candice LeComte-Weth

Candice LeComte-Weth

Junior Loan Processor
Emily Culovic

Emily Culovic

Junior Loan Processor
Lidwina Fonmboh

Lidwina Fonmboh

Loan Processor
Ashley Carnahan

Ashley Carnahan

Loan Processor
Marlyn Quiambao

Marlyn Quiambao

Assistant Processor

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    Learn more
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