Your Cleveland, Ohio home loan experts
We’ll be with you every step of the way
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
As the Cleveland, OH, branch of America’s #1 Retail Mortgage Lender, my team helps thousands of families every year obtain affordable homeownership. When you work with us, you will never feel like another loan number you will feel like you are part of our family. We want to help you and your family feel the same way.
A smooth home financing experience starts with communication. From application to closing and beyond, we’re committed to being there for you, always answering your questions and letting you know what’s happening with your mortgage. Communication promotes confidence – and we want you to feel confident every step of the way.
Whether you are buying, refinancing, or renovating, we offer a wide range of loan programs to fit your goals. Conventional, VA, FHA, and USDA are just the start. Together, we’ll find the one to achieve your homeownership dreams.





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Testimonials
Meet our team
Andre Lowe
- Originating Branch Manager
- NMLS #1554679
- 2160 Superior Avenue
- Cleveland, OH 44114
Keon Hite
- Senior Loan Officer
- NMLS #1876643
- 2160 Superior Avenue
- Cleveland, OH 44114
Spencer Fortney
- Loan Advisor
- NMLS #2683180
- 2160 Superior Avenue
- Cleveland, OH 44114
Lee Reed
- Loan Advisor
- NMLS #2671697
- 2160 Superior Avenue
- Cleveland, OH 44114
Jessica Seifert
- Loan Advisor
- NMLS #2274893
- 2160 Superior Avenue
- Cleveland, OH 44114
Nathan Wolff
- Originating Branch Manager
- NMLS #2359346
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-534-3443
- tel 440-534-3443
- fax 440-290-1131
Andrew Stevenson
- Senior Loan Officer
- NMLS #1835841
- 2160 Superior Avenue
- Cleveland, OH 44114
Anthony Soss
- Sr. Loan Officer
- NMLS #130763
- 2160 Superior Avenue
- Cleveland, OH 44114
Steven Candow
- Loan Originator
- NMLS #218530
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-374-9781
- tel 440-262-3474
- fax 866-237-2207
Joseph Costanzo
- Senior Loan Officer
- NMLS #1408507
- 2160 Superior Avenue
- Cleveland, OH 44114
Carlos Lugo
- VP Of Mortgage Banking
- NMLS #1529434
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-334-4007
- tel 440-262-3299
- fax 440-671-7194
Richard Miller
- Senior Loan Officer
- NMLS #1400130
- 2160 Superior Avenue
- Cleveland, OH 44114
Glenn Nimmo
- VP Of Mortgage Banking
- NMLS #112201
- 2160 Superior Avenue
- Cleveland, OH 44114
David Pickering
- Originating Branch Manager
- NMLS #12134
- 2160 Superior Avenue
- Cleveland, OH 44114
Patrick Pisano
- Loan Originator
- NMLS #1509308
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-701-2345
- tel 216-701-2345
- fax 440-671-3138
Michael Poldruhi
- VP of Mortgage Lending
- NMLS #920155
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-906-3833
Chad Smith
- Originating Branch Manager
- NMLS #1366875
- 2160 Superior Avenue
- Cleveland, OH 44114
James Thamann
- Senior Loan Officer
- NMLS #114716
- 2160 Superior Avenue
- Cleveland, OH 44114
Sharon Treska
- VP of Mortgage Lending
- NMLS #363112
- 2160 Superior Avenue
- Cleveland, OH 44114
Branden Walsh
- Sales Manager
- NMLS #1713482
- 2160 Superior Avenue
- Cleveland, OH 44114
Andre Yarina
- Originating Branch Manager
- NMLS #1408534
- 2160 Superior Avenue
- Cleveland, OH 44114
Justin Hazen
- Branch Training Team Lead / Sr. Loan Officer
- NMLS #1117345
- 2160 Superior Avenue
- Cleveland, OH 44114
Chandler Warren
- Loan Officer
- NMLS #1772023
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-584-0990
- tel 440-584-0990
Chad Yarina
- Inside Loan Originator
- NMLS #1897619
- 2160 Superior Avenue
- Cleveland, OH 44114
Amari Ngunjiri
- Sr. Loan Officer
- NMLS #1963214
- 2160 Superior Avenue
- Cleveland, OH 44114
Jesse Paletta
- Senior Loan Officer
- NMLS #1553208
- 2160 Superior Avenue
- Cleveland, OH 44114
Joseph Ratcliff
- Inside Loan Originator
- NMLS #204411
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-655-9153
- tel 440-809-8838
- fax 440-839-4466
Milan Brkovic
- VP Of Mortgage Banking
- NMLS #2223920
- 2160 Superior Avenue
- Cleveland, OH 44114
Nicholas Smith
- Loan Officer
- NMLS #2328036
- 2160 Superior Avenue
- Cleveland, OH 44114
Craig McMahon
- Training Team Lead / Sr. Loan Officer
- NMLS #1496769
- 2160 Superior Avenue
- Cleveland, OH 44114
Ben Huff
- Loan Officer
- NMLS #2069095
- 2160 Superior Avenue
- Cleveland, OH 44114
Tony Perrine
- Inside Loan Originator
- NMLS #2108577
- 2160 Superior Avenue
- Cleveland, OH 44114
Michael Frias
- Loan Officer
- NMLS #2449760
- 2160 Superior Avenue
- Cleveland, OH 44114
Avery Griffith
- Inside Loan Originator
- NMLS #2434263
- 2160 Superior Avenue
- Cleveland, OH 44114
Zachary Kinzel
- Loan Officer
- NMLS #2557601
- 2160 Superior Avenue
- Cleveland, OH 44114
Jason Pelc
- Loan Officer
- NMLS #2570347
- 2160 Superior Avenue
- Cleveland, OH 44114
Jared Toth
- Senior Loan Advisor
- NMLS #1086485
- 2160 Superior Avenue
- Cleveland, OH 44114
Ryan Fitzgerald
- Loan Officer
- NMLS #2651080
- 2160 Superior Avenue
- Cleveland, OH 44114
Mark Boyer
- Loan Officer
- NMLS #2656759
- 2160 Superior Avenue
- Cleveland, OH 44114
Matthew Ramach
- Loan Advisor
- NMLS #2671660
- 2160 Superior Avenue
- Cleveland, OH 44114
Jeffrey Paul
- Senior Loan Officer
- NMLS #1106519
- 2160 Superior Avenue
- Cleveland, OH 44114
Jacob Fischer
- Sr. Loan Officer
- NMLS #2275917
- 2160 Superior Avenue
- Cleveland, OH 44114
Zach VanRooy
- Inside Loan Originator
- NMLS #1877683
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-656-8565
- tel 216-329-0742
- fax 216-329-0742
Shaun Sehanobish
- Loan Advisor
- NMLS #1556926
- 2160 Superior Avenue
- Cleveland, OH 44114
Mark Barbicas
- Senior Loan Officer
- NMLS #1938379
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-848-4906
- tel 216-329-3671
- fax 216-329-3671
Alyssa Uysal
- Inside Loan Originator
- NMLS #2366085
- 2160 Superior Avenue
- Cleveland, OH 44114
Lauren Reed
- Inside Loan Originator
- NMLS #2000478
- 2160 Superior Avenue
- Cleveland, OH 44114
Joe Thomas
- Inside Loan Originator
- NMLS #1536989
- 2160 Superior Avenue
- Cleveland, OH 44114
Nael Odetallah
- Senior Loan Officer
- NMLS #2557762
- 2160 Superior Avenue
- Cleveland, OH 44114
Bradley Randolph
- Inside Loan Originator
- NMLS #2328032
- 2160 Superior Avenue
- Cleveland, OH 44114
Austin Seifert
- Senior Loan Officer
- NMLS #2511297
- 2160 Superior Avenue
- Cleveland, OH 44114
Frankie Losiewicz
- Sr. Loan Officer
- NMLS #2384520
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-671-3407
- tel 440-671-3407
- fax 440-671-3407
Michael Richmond
- Originating Branch Manager
- NMLS #1608235
- 2160 Superior Avenue
- Cleveland, OH 44114
Paul Costanzo
- Loan Advisor
- NMLS #1135048
- 2160 Superior Avenue
- Cleveland, OH 44114
Jack Hignite
- Sr. Loan Officer
- NMLS #2383369
- 2160 Superior Avenue
- Cleveland, OH 44114
Josh Kruszynski
- Loan Officer
- NMLS #2436846
- 2160 Superior Avenue
- Cleveland, OH 44114
David Bletsh
- Consumer Direct Production Manager
- NMLS #382600
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-465-9425
- tel 440-262-3564
- fax 866-237-2207
Anthony Snodgrass
- Loan Advisor
- NMLS #2665974
- 2160 Superior Avenue
- Cleveland, OH 44114
Trey Grudzien
- Loan Officer
- NMLS #2641995
- 2160 Superior Avenue
- Cleveland, OH 44114
Devin Brewer
- Branch Training Team Lead / Senior Loan Officer
- NMLS #1963200
- 2160 Superior Avenue
- Cleveland, OH 44114
Sam Al-Rousan
- Loan Officer
- NMLS #2181848
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-350-8840
- tel 216-350-8840
- fax 216-350-8840
Evan Liddington
- Senior Loan Officer
- NMLS #2328039
- 2160 Superior Avenue
- Cleveland, OH 44114
Logen Walsh
- Inside Loan Originator
- NMLS #2087858
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-804-1005
- tel 440-671-6351
- fax 440-671-6351
Our support staff
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.